• WHATare the facts?
  • HOWdoes this affect me?
  • WHENis this happening?
  • WHEREdo I get more info?

I have a health problem and can’t get insurance. Will that change?

Yes, this is changing in 2014. The new law states that insurance companies now have to accept everyone. Even if you have a medical problem like diabetes, asthma or cancer, you will be able to buy insurance.

Medical conditions like these are called “pre-existing conditions,” a term that describes illnesses or injuries people had in the past or have when they sign up for health insurance.

Insurance companies have another new rule that will help you. Beginning in 2014, they are not allowed to put dollar limits on what they cover in the course of a year or over the course of your lifetime. So if you need a lot of health care treatment, you don’t have to worry about “running out” of insurance.